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Thailand has the 9th highest costs for health insurance claims in the world

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New research can today reveal Thailand has the 9th most expensive health insurance claims in the world and what the most common claim types are.<

The team at William Russell analysed their internal international health insurance claims data to discover the most expensive countries to get sick or injured without cover while travelling and which claim types are the most expensive.
You can view the full research here: https://www.william-russell.com/international-health-insurance/claim-cost-abroad/
The 10 countries with the most expensive healthcare claims:

Rank

Country

Total Claims

Total Amount Claimed

Average Claim Value

1

Denmark

3

$21,985.37

$7,328.46

2

Taiwan

13

$50,423.20

$3,878.71

3

Qatar

26

$75,402.17

$2,900.08

4

Lebanon

32

$92,525.23

$2,891.41

5

Switzerland

38

$90,835.58

$2,390.41

6

Malawi

60

$122,876.46

$2,047.94

7

Spain

65

$131,269.88

$2,019.54

8

Trinidad and Tobago

14

$25,910.93

$1,850.78

9

Thailand

525

$860,589.64

$1,639.22

10

Czechia

3

$4,836.11

$1,612.04

Denmark has by far the highest average claim value of $7,328.46, indicating that international health insurance is incredibly important not just for protecting your health but also your wallet.
Second place Taiwan has an average claim value of $3,878.71 from a total of $50,423.20 split across 13 separate claims, while Qatar took third place with an average claim value of $2,900.08.
The 10 most expensive health insurance claim types:

Rank

Claim Category

Total Claims

Total Amount Claimed

Average Claim Value

1

Medical evacuation

7

$94,287.64

$13,469.66

2

Pregnancy complications and emergency procedures

12

$137,438.66

$11,453.22

3

Treatment for cancer

154

$1,302,336.68

$8,456.73

4

Cover for newborns

1

$5,734.32

$5,734.32

5

Terminal illnesses and palliative care

20

$100,387.49

$5,019.37

6

Home nursing costs

12

$60,110.56

$5,009.21

7

Advanced diagnostic and genome tests

244

$167,513.82

$4,821.57

8

Prosthetic implants & appliances

9

$37,428.68

$4,158.74

9

Hospital accommodation and nursing

744

$2,370,421.77

$3,186.05

10

Hospital treatment

34

$62,485.82

$1,837.82

Medical evacuation is the most expensive category you can claim for on your health insurance, with the average claim sitting at a huge $13,469.66.
The next most expensive category is pregnancy complications and emergency procedures, which refers to any issues you have with your pregnancy while travelling, including the need for an emergency c-section. The average costs for claims in this category are $11,453.22, so it’s definitely worth being covered as these claims are not issues that can be put off for another time!
Further findings:
  • Hungary came out as having the cheapest average claim value at just $29.43, followed by Antigua and Barbuda at $34.22.
  • The least expensive claim type was found to be a trip to the dietician, costing just $6.19 on average, followed by ‘children’s routine check-ups and vaccinations’ with claims averaging $69.50.

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