As the year-end approaches, taxpayers are exploring avenues to minimize annual income tax. Options such as the SSF or RMF can yield savings from 10,000 to 100,000 baht. Choosing health insurance with tax-deductible benefits emerges as a prudent decision, playing a crucial role in effective life planning. AXA recommends six health insurance plans, offering tax-deductible premiums and facilitating efficient financial and tax allocation as the year concludes.
· Cancer Insurance Online: Support from day one upon a cancer diagnosis, providing a Lump Sum Benefits of 900,000 Baht for all cancer types and stages. Available for applicants aged 15 days to 59 years old, with no primary insurance policy required. Unmarried children aged 15 days to 22 years old are covered at no additional cost for family plans.
· Tropical Disease Insurance: Start at just 146 baht/year, allowing a lump sum payment of up to 30,000 baht. Children can apply independently, and The Insured can claim after a single night of inpatient admission.
· Hello Health Online: Open to Thai and foreign nationals in Thailand, this plan covers medical expenses for 21 infectious diseases, including influenza and accidents, with an online doctor consultation service. Available for applicants aged 30 days to 70 years old, renewable up to 89 years old. Enjoy up to a 15% discount on family plans covering parents, spouses, and children.
· SmartCare Essential: Comprehensive health insurance with affordable premiums covering medical expenses up to 10 million baht per illness. Policyholders can opt for wellness benefits, including vaccination, check-ups, dental, and optical care. Renewable until the age of 99, with various deductible options available to reduce premiums.
· SwitchCare: Ultimate Health Insurance Protection for you and your family, covering medical expenses up to 30 million baht. Insured individuals can choose their coverage area in Asia or worldwide (excluding the USA). The plan encompasses global emergency benefits beyond the coverage area, with medical expenses covered at actual cost incurred, without a maximum limit on the number of days in the hospital, up to the selected plan’s maximum limit.
· International Exclusive: offering day-one coverage and up to 93 million baht in medical expenses. Choose coverage area in Asia or worldwide, with benefits including health check-ups, vaccinations, ands global emergency coverage outside the designated area. Add Dental, Vision, Maternity including International Emergency Medical Assistance Service (IEMA). Available for applicants aged 15 days to 80 years old (children under 18 must apply with at least one parent/legal guardian), renewable up to the age of 99.
Discover peace of mind with AXA’s tax-deductible health insurance plans, offering versatile coverage to meet the diverse needs of modern customers. Prioritizing self-protection and financial stability, these plans provide reassurance while helping offset future medical expenses. Learn more at https://www.axa.co.th/
*Terms and conditions of coverage and underwriting as specified by AXA, the Insured should understand them before making the decision.
