Thailand has the 9th highest costs for health insurance claims in the world

June 7, 2022

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New research can today reveal Thailand has the 9th most expensive health insurance claims in the world and what the most common claim types are.<

The team at William Russell analysed their internal international health insurance claims data to discover the most expensive countries to get sick or injured without cover while travelling and which claim types are the most expensive.

You can view the full research here: https://www.william-russell.com/international-health-insurance/claim-cost-abroad/

The 10 countries with the most expensive healthcare claims:

Rank	Country	Total Claims	Total Amount Claimed	Average Claim Value
1	Denmark	3	$21,985.37	$7,328.46
2	Taiwan	13	$50,423.20	$3,878.71
3	Qatar	26	$75,402.17	$2,900.08
4	Lebanon	32	$92,525.23	$2,891.41
5	Switzerland	38	$90,835.58	$2,390.41
6	Malawi	60	$122,876.46	$2,047.94
7	Spain	65	$131,269.88	$2,019.54
8	Trinidad and Tobago	14	$25,910.93	$1,850.78
9	Thailand	525	$860,589.64	$1,639.22
10	Czechia	3	$4,836.11	$1,612.04

Denmark has by far the highest average claim value of $7,328.46, indicating that international health insurance is incredibly important not just for protecting your health but also your wallet.

Second place Taiwan has an average claim value of $3,878.71 from a total of $50,423.20 split across 13 separate claims, while Qatar took third place with an average claim value of $2,900.08.

The 10 most expensive health insurance claim types:

Rank	Claim Category	Total Claims	Total Amount Claimed	Average Claim Value
1	Medical evacuation	7	$94,287.64	$13,469.66
2	Pregnancy complications and emergency procedures	12	$137,438.66	$11,453.22
3	Treatment for cancer	154	$1,302,336.68	$8,456.73
4	Cover for newborns	1	$5,734.32	$5,734.32
5	Terminal illnesses and palliative care	20	$100,387.49	$5,019.37
6	Home nursing costs	12	$60,110.56	$5,009.21
7	Advanced diagnostic and genome tests	244	$167,513.82	$4,821.57
8	Prosthetic implants & appliances	9	$37,428.68	$4,158.74
9	Hospital accommodation and nursing	744	$2,370,421.77	$3,186.05
10	Hospital treatment	34	$62,485.82	$1,837.82

Medical evacuation is the most expensive category you can claim for on your health insurance, with the average claim sitting at a huge $13,469.66.

The next most expensive category is pregnancy complications and emergency procedures, which refers to any issues you have with your pregnancy while travelling, including the need for an emergency c-section. The average costs for claims in this category are $11,453.22, so it’s definitely worth being covered as these claims are not issues that can be put off for another time!

Further findings:

Hungary came out as having the cheapest average claim value at just $29.43, followed by Antigua and Barbuda at $34.22.

The least expensive claim type was found to be a trip to the dietician, costing just $6.19 on average, followed by ‘children’s routine check-ups and vaccinations’ with claims averaging $69.50.